PAZA Pools bring institutional-grade RWA yield into the DeFi ecosystem — giving verified investors access to mortgage-backed, hard-asset, and receivables yield without leaving the on-chain environment. Every pool is backed by a real asset, structured on the PazaLabs RWA tokenization platform, and monitored by AI.
Each PAZA Asset Pool is a permissioned DeFi liquidity pool backed by a specific RWA category. Verified investors deposit capital, receive pool tokens representing their share, and earn yield derived from the underlying real-world assets.
Liquidity pool backed by PazaLabs mortgage tokenization tranches. Senior pool tokens offer priority yield; junior pool tokens offer higher yield with subordinated position.
Liquidity pool backed by tokenized real estate, ships, and industrial machinery. Investors earn income from rental revenue, charter fees, and asset appreciation distributions.
Evergreen pool backed by short-term receivables (BNPL, auto loans, MSME invoices). Continuous replenishment keeps duration and yield profile stable across market cycles.
Pass identity verification and investor accreditation. You receive a compliance credential that enables pool access.
Deposit stablecoins or approved assets into your chosen pool. You receive pool tokens representing your proportional share.
Yield from the underlying real-world assets flows into the pool automatically and accrues to your pool token balance.
Redeem your pool tokens for principal plus accrued yield at any redemption window, or keep compounding.
Unlike synthetic yield strategies that depend on token emissions or circular DeFi loops, PazaLabs yield is derived entirely from cash flows generated by real-world assets — interest payments, rental income, and receivables repayments that exist and operate independent of crypto markets.
Borrowers repay principal and interest on the pooled loans. Interest cash flows are distributed to pool participants per the waterfall structure.
Hard assets generate rental, charter, or utilization fees. These fees flow into the Trust and are distributed to token holders on a defined schedule.
Short-term receivables mature and repay principal plus interest on short cycles (30–180 days). Repayments cycle back into the pool continuously.
There are no inflationary token rewards. All yield is real cash flow — not protocol incentives that dilute holders over time.
Assets are held in bankruptcy-remote SPV/Trust structures. Pool capital is isolated from both PazaLabs' and the originator's credit risk.
Pools are structured with collateral buffers above the face value of pool tokens, providing a cushion against individual asset defaults.
The GenAI-RAG engine monitors pool performance and asset quality in real time — flagging deterioration signals before they materially affect pool returns.
Only KYC-verified, accredited investors can participate. Transfer restrictions prevent pool tokens from reaching non-verified wallets.
Hard assets are independently valued periodically. Mortgage pool marks are based on underlying loan performance data updated on-chain.
PazaLabs powers institutional yield strategies beyond PAZA Asset Pools — partner solutions that demonstrate what compliant RWA infrastructure can deliver at scale.
A live institutional credit platform for corporate BTC treasuries, listed miners, and Bitcoin-native funds. Earn 6–9% target annual yield on idle BTC without selling a sat — BTC stays in qualified custody at Anchorage, BitGo, or Copper while fiat is borrowed against it and deployed into high-grade credit.
PAZA stakers play an active role in the ecosystem — providing protocol security through economic alignment, earning a share of platform fees, and participating in governance votes on pool parameters, new asset class approvals, and protocol upgrades.
Stakers receive a proportional share of the platform fees generated by active PAZA Asset Pools — aligned with the protocol's growth in TVL and origination volume.
Staked PAZA grants voting rights on protocol proposals: new pool parameters, asset class expansions, fee adjustments, and emergency measures.
High-staked participants gain early access to new pool allocations — particularly for over-subscribed institutional pools with limited capacity.
Longer staking lock-ups receive yield multipliers — incentivising long-term alignment between stakeholders and the protocol's asset-backed growth.
PAZA stakers who provide liquidity in designated PAZA Asset Pools earn additional incentives on top of base pool yield, boosting total returns.
Smart contract slashing is not used in PazaLabs' staking model — PAZA staking rewards are protocol fee shares, not emission-based, maintaining economic alignment without punitive risk.
Complete your investor verification and gain access to PAZA Pools — institutional RWA yield on-chain.